Credit Bureau Sample Credit Dispute Letter
Sample letter credit report dispute this guide provides information and tools you can use if you believe that your credit report contains information that is inaccurate or incomplete and you would like to submit a dispute of that information to the credit reporting company.
Credit bureau sample credit dispute letter. All three 3 of the credit reporting bureaus equifax experian and transunion accept dispute requests online standard mail and by phone. The credit report dispute letter is used to remove an invalid collection from a person s credit history that was either paid falsely listed or if the debt is more than seven 7 years old. For older late payments the credit bureau dispute letter would work recent collection accounts. Use this sample to draft a letter disputing errors on your credit report.
It is important to dispute inaccurate information. Use this letter to request an update to or removal of inaccurate information on your credit report. You may want to enclose a copy of your report with the items in question circled. Your letter should clearly identify each item in your report you dispute state the facts and explain why you dispute the information and request that it be removed or corrected.
It can be used for an equifax experian or transunion dispute. Use this letter to request an update to or removal of inaccurate information on your credit report.